If you’re looking for a car in Tulsa OK and know you have bad credit, you probably think you’ve got limited options. You’re not likely to go to a fancy dealership and expect much, nor are you willing to go to a fly-by-night dealer with those annoying advertisements. However, people can still get cars, even with a poor score. It’s a matter of knowing what to do and where to go.

Skip The Financial Institutions

While it will be tempting to consider banks and credit unions, they’re not likely to help you. They want to give loans to those who have decent scores and reports with few problems. People with bad credit in Tulsa OK aren’t likely to fit that bill and will likely be turned away. If you don’t want to suffer the embarrassment of being turned down, you should skip those options and go to a specialty loan shop.

Specialty Loans

When most people hear the term, they usually think of payday loans, which won’t give you enough money for a car and are likely to cost you an arm and a leg. While it’s true that you are going to pay more for interest rates and may have a higher rate than those with good scores, you can find companies who specialize in helping people like you with bad credit get the cars they need.

What To Do

It’s imperative that you research various companies and compare them. They will probably offer instant or near-instant approval and may pre-qualify you for a particular amount. Then, you can go to a dealership in your area that accepts loans from that dealer and pick a car that fits your needs and budget. Visit The KEY now to learn more also stay in touch with our Facebook page.

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