Workers compensation insurance is similar in most states. Injured workers are required to report an injury immediately. Afterward, a claim of injury form should be completed. Companies do not have to accept injuries that are not reported. In Vermont, most common workplace injuries are covered. However, workers with certain injuries will not receive benefits. These include injuries caused because a worker is intoxicated. Likewise, some workers may be responsible for the injuries. These intentional acts are not covered.
Workers do not have to accept the company’s denial of benefits. Meet with the Workers Compensation Lawyers in Burlington VT. A lawyer initiates a claim on the client’s behalf. They negotiate with the insurer to help the client receive benefits. If efforts are successful, a hearing will be requested. Injured workers are entitled to several types of benefits. The insurer pays for medical bills and prescriptions. Further, the insurer must pay for transportation expenses for medical care. Vermont workers get to select a treating physician. In some other states, the company chooses the doctor.
Some workers receive temporary total disability (TTD) benefits. TTD benefits are paid to those who are injured and temporarily cannot work. Workers have to miss more than three days of work before TTD kicks in. The amount is based on two-thirds of the average weekly wage. Additionally, workers get an extra $10 for each child. The Workers Compensation Lawyers in Burlington VT handle any problems with benefits that arise. It is not unusual to have disputes over benefit amounts. Temporary partial disability (TPD) benefits are for workers who can return to work. However, the worker may not be able to work the same hours. TPD benefits cover any resulting wage shortfall.
There are two types of permanent disability benefits. Permanent partial disability (PPD) is paid to workers who have lost the use of part of their body. For instance, a carpal tunnel injury leaves the worker with the permanent disability to the wrist. On the other hand, some workers are paid permanent total disability benefits (PTD.) These workers are not able to work again. If you or a loved one sustains an injury, visit Mcveighskiff.com.