There are many people out there who are under the mistaken impression that buying umbrella insurance in Suffolk County, NY is only for the rich blood. That is completely untrue, and as long as you have property or a family to protect and a job, then umbrella insurance is the right choice for you as well. With that being said, read on below for three of the top reasons that you should get this type of insurance policy on your belongings and home.

Protection from Being Sued at Home

While no one ever expects it to happen to them, people can get greedy when it comes to money. If someone should fall in your yard or on your property and get hurt, for instance, they can sue you for everything from damages to hospital bills. If you have umbrella insurance in Suffolk County, NY, then the policy will cover the cost of the person’s medical bills and help you with your court fees if it should come to that, the ones that your liability insurance doesn’t cover that is.

Protection from Car Accident Suits

If you are in an accident with your car and the other person sues you, then your umbrella insurance will kick in when the regular insurance has paid all it is going too. It’s worth the price of the policy, just to have that peace of mind, don’t you think?

Slander, Libel, or Other Types of Law Suits

It is important to face the fact, that America is sue happy. Today, even something you post on social media can lead to you spending a day or two in court being sued for slander. Even if you win your day in court, the costs of going to trial can be costly; an umbrella policy will help you cover those costs.

These are just three reasons that umbrella insurance is a must-have in today’s modern world. Call the Ginsberg Agency for more information today.

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