When a person who has been seriously injured in any type of accident caused by someone else’s negligence, it’s easy to become disillusioned with insurance companies. This person needs financial compensation, but instead, they feel like all that’s happening is a runaround. Delays and attempts to persuade the person to accept a low settlement offer are common. An accident attorney in Greenbelt can help.
Associating Injuries with a Pre-Existing Condition
One strategy used by adjusters is to search for reasons to connect the current injuries with a pre-existing condition. The accident attorney in Greenbelt then must gather medical evidence verifying that the client did indeed suffer serious harm because of the accident and not only because of a prior physical disorder. For example, back pain is very common, but a few visits to a chiropractor several years ago should not negate the seriousness of a vehicle accident that causes whiplash.
Denying Ongoing Treatments
Adjusters may refuse to pay all medical expenses associated with the accident, saying that not all of the treatments were necessary. Again, an attorney with an organization such as the Jaklitsch Law Group verifies with medical practitioners the reason why treatment progressed as it did. That may include many sessions of physical or occupational therapy that the insurer balks at paying for. Yet, healthcare practitioners understand how enormously valuable these treatments are for their injured patients.
Refusing to Pay for Counseling
The injured person may also need psychological counseling for serious emotional trauma that can occur after a horrific accident. A certain level of post-traumatic stress can develop, leaving the person experiencing generalized anxiety and panic attacks that are debilitating.
The Importance of Not Giving Up
To receive the compensation one deserves, it’s imperative not to just give up when the insurance adjusters refuse to budge on the settlement offer. They may insist that this is the final, maximum offer, but many times, this is not actually true. Only when a lawyer gets involved does the supposed maximum amount quickly become significantly higher. The insurance company does not want the case to proceed to trial, where a jury may very well sympathize with the injured person.