SR-22 is also known as financial responsibility insurance. Individuals need an SR-22 to show the state of Illinois they have purchased the state mandated liability insurance. It isn’t a policy itself, but a verification from the Secretary of State. Drivers with a suspended license, who may have been in an uninsured accident, been judged as at-fault in an accident or have been convicted of more than three insurance violations may all require an SR-22. DUIs and DWIs can also warrant this type of insurance. Individuals typically must maintain SR-22 insurance through a viable company for about three years, depending on the offense.
First Step to Getting an SR-22
To get the best price on an SR-22, you need to first find an high-risk insurance carrier that is willing to issue you liability insurance. Look for SR-22 insurance companies in Chicago that can issue this insurance certification through electronic filing.
When You Don’t Own a Vehicle
There are other reasons you may need SR-22 insurance companies in Chicago other than having a DUI/ DWI or a suspended license. You may also need an SR-22 if you don’t own a vehicle but do drive. In cases like this, you can receive a quote and have an SR-22 issued via email.
Choosing SR-22 Insurance Companies in Chicago
Usually, you need an SR-22 within a short time frame. Therefore, finding a company that is willing to work with you as soon as possible ensures you get the coverage you need so you can start rebuilding your driving record.
If you’re looking for SR-22 insurance companies in Chicago, visit the Illinois Automobile Insurance Agency so you can get answers to all of your questions.