Getting a new puppy can make a big difference in your life. Getting up in the middle of the night to go to the bathroom is worth it for the hugs and kisses, but in the rush of change, it’s easy to forget some basic things. Should you tell your insurance company in Palmetto Bay about your new puppy? What happens if your puppy bites somebody? Keep reading to learn what you should do as a new dog owner.
Talking to Your Insurance Company
You most likely have insurance for the property through places such as Del Toro Insurance, whether you own or rent it. Additionally, if you get a new puppy, you should inform your insurance agents in Palmetto Bay immediately, as it can affect your policy.
First, you need to find out if you have coverage for things such as dog-related damage. You should also determine whether you need to increase protection. It makes sense to question your insurance services in Palmetto Bay about your car when you’re getting information about insurance coverage. Are you covered if your dog rips a hole in the seat or pricks anything with its nails?
Dog Bite Coverage
Even the friendliest dog can bite if it is scared or thinks that it is protecting its owner or home. Some breeds are more guarded than others, especially as they age, and the bites of bigger breeds can do much damage. This is why talking to your insurance company in Palmetto Bay is crucial when you bring a puppy home.
So, everyone getting a new puppy should talk to their insurance agency about liability coverage if the dog bites someone. Your renter’s or landlord’s insurance may cover responsibility up to a certain amount, but dog owners may want to add personal umbrella coverage to cover more.