It can be easy to forget about retirement planning. If you are working hard, you can get into a routine and think you don’t have time to talk about it. However, the earlier you plan your retirement, the more you will benefit from it and especially if you discuss your options with a Certified Retirement Financial Advisor In Orlando, FL.
I already have a 401k. Do I need an advisor?
Your employer may give you a 401k. However, you may not necessarily be getting the full benefit from it. That money could be better invested and give you more return on the work you put in.
It may also be that there are other options available that you could do in addition to the 401k such as a traditional Ira that may provide additional benefits.
How can an advisor help me?
An advisor can help you in many ways depending on what your particular goals are and how much time you have left before you reach retirement age.
A certified advisor is continually in training, which is important as financial laws and regulations change every few years. They will be able to look at your current financial position and see where you can improve. It may be that you need to spread your portfolio a little more or need to secure your assets. Either way, the right advisor (such as the Oxford Advisory Group) will be able to guide you in order to achieve your retirement goals.